(Transcript) Cindy Speaker: Good afternoon, and welcome to our broadcast today. My name is Cindy Speaker and I have with me as my guest, Worker’s Compensation Attorney, Bill Kovalcik of Michael J. O’Connor and Associates. Bill, thanks for being with us again. Bill Kovalcik:  Good morning, Cindy. It’s always a pleasure. Cindy Speaker:  Same here. […]

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